“I’m aware that there is false information circulating that there are changes to the superannuation preservation rules and withdrawal rules starting on 1 June. This is false. The maximum preservation age (the age when you can access your superannuation savings on retirement) is 60 for anyone born from 1 July 1964,” Rosenzweig said.

“Always consider the source of information you see, and if in doubt go to trusted sources such as the ATO website www.ato.gov.au, your super fund website, your registered tax agent or licensed financial adviser. Beware of websites that might be trying to harvest your personal information such as your TFN, identity details or mygov login details.”

Peter Burgess, CEO of the SMSF Association, said this incident highlights the real risks of relying on unofficial online content—particularly for trustees managing their own super.

“Not only can misinformation lead to poor financial decisions, but many of these sites are phishing or scam platforms designed to harvest personal data,” he said.

“We strongly urge trustees and the wider community to verify superannuation information through official government channels or trusted professional sources. We also encourage our members to share this message with their clients and networks to help prevent confusion and protect against fraud.”

In its guidance on accessing superannuation, the ATO stipulates that preservation age is not the same as pension age but is the age needed to be reached before an individual can access their super and depends on when they were born.

The guidance states if you are 60 years old or older your super payments may be tax free.

You may receive your super benefits as:

a super income stream

a super lump sum

a combination of both.

If you're 60 years old or older and your only source of income is super benefits from a taxed source, you won't need to lodge a tax return.

You will need to lodge a tax return if you have income from other sources or if you have tax withheld on your PAYG payment summary – superannuation income stream. This includes investments or some public sector super funds.