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Smsf Borrowing

31 May 2023
SMSF lending showing resilience despite rate rises: lender
Rising interest rates have not dampened the appetite for SMSF loans, says a major lender in the sector. ...
3 May 2021
SMSF refinancing a ‘missed opportunity’ for brokers
A lack of awareness around refinancing SMSF loans means that brokers may be “missing out” on an opportunity to save clien...
6 Apr 2018
‘I’ve opposed it always,’ says Keating on SMSF borrowing
Paul Keating believes limited recourse borrowing arrangements are an “accident bound to happen,” a prediction which hasn...
29 Feb 2016
Property giant calls for relaxed rules on SMSF borrowing
One property heavyweight has called for the SMSF lending rules to be the same as they are for regular purchasers. ...
19 Oct 2015
RBA sounds alarm again on SMSF borrowing
In its monthly Stability Review, the Reserve Bank has again warned of the potential risks SMSF borrowing poses to Australia...
28 Jul 2015
Busting the myths of SMSF borrowing
People are often misinformed about the processes and requirements of SMSF borrowing, particularly regarding lender policies a...
17 Jul 2015
RBA reopens debate on limiting SMSF borrowing
The RBA has reiterated to the government that it supports limiting the scope for leverage in superannuation funds since it ma...
13 Jul 2015
Court ruling sparks concerns around SMSF borrowing
A recent decision by the Supreme Court of NSW regarding a loan arrangement has raised questions around how SMSFs manage confl...
27 Apr 2015
Keep borrowing for APRA funds, FSC tells govt
The Financial Services Council (FSC) has recommended that borrowing within APRA-regulated superannuation funds not be affecte...
9 Apr 2015
Cavendish disputes FSI stance on borrowing
SMSF administration provider Cavendish has challenged the Financial System Inquiry’s views on SMSF borrowing, suggesting al...
19 Mar 2015
Blame poor advice not LRBAs for gearing issues: IPA
Targeted measures to address the inappropriate use of gearing resulting from poor quality advice should be favoured over the ...
2 Mar 2015
Costello defends LRBA borrowing in SMSFs
Former treasurer Peter Costello has argued a ban on limited recourse borrowing within SMSFs will only shift gearing into othe...
26 Feb 2015
IPA tells govt to address 'poor quality advice'
The Institute of Public Accountants (IPA) has used its pre-Budget submission to defend SMSF borrowing, calling on the governm...
3 Feb 2015
Poll tips govt to keep SMSF borrowing
A majority of SMSF practitioners predict the government will reject the Financial System Inquiry’s (FSI) recommendation to ...
29 Jan 2015
Adviser tips SMSF borrowing to stay
The government will not risk “political capital” by banning LRBAs outright, according to the managing director of a bouti...
22 Jan 2015
‘Noticeable’ spike in SMSF borrowing breaches
There has been a “noticeable” increase in the breaches arising from SMSF borrowings, according to new research from one a...
20 Jan 2015
Fresh draft legislation ‘positive’ for SMSF borrowing
Treasury has just released draft legislation that will provide some clarity to limited recourse borrowing arrangements (LRBAs...
8 Jan 2015
Accountants reject ban on SMSF borrowing: poll
A new industry poll has revealed a majority of accountants disagree with the FSI’s recommendation to ban direct borrowing i...
8 Jan 2015
Finance broking associations at odds over SMSF borrowing
Two major finance broking associations are lobbying the government for opposite outcomes to the Financial System Inquiry’s ...
2 Jan 2015
Borrowing in super ‘hardly cause for panic’
The data on LRBAs indicates the Financial System Inquiry’s recommendation to ban borrowing in super is attempting to remedy...


Finally, after every week being inundated with "SMSF borrowing risks" and literally every financial journalist saturating media outlets with the same thing over, and over, and over again. Not to menti.....smsf borrowing risks" and literally every financial journalist saturating media outlets with the sam...
Whilst I actually agree that, as a benchmark, $500k is about the minimum we look at before recommending an SMSF, Barker's analysis is significantly lacking:1. Why compare to collective funds' Investme.....smsf borrowing in the 5 years to 2012. This is a 5 year period that started shortly after s67(4A) wa...
D Ubious
Why would the MFAA say this is working well? The fee structure for setting up a loan within a SMSF is a joke. The higher loan rates are a joke. The financial planner fees the banks insist on are a jok.....smsf borrowing, but I with the suckers born every minute would ease up a little.

I was a skeptic when SMSF borrowings was introduced, but to be honest I have not seen this piece of legislation being systematically abused. In fact, the only three occasions where I have seen complia.....smsf borrowings was introduced, but to be honest I have not seen this piece of legislation being sys...


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