In this episode of the SMSF Adviser podcast hosts Keith Ford and Aaron Dunn unpack the unresolved details of Division 296, including how the shift to taxing realised gains may affect high-balance SMSF members, particularly in the year of death. They discuss why “hold-until-you-die” strategies are unlikely to be practical due to pension and liquidity pressures.
They also delve into the government’s new Digital Assets Framework Bill, which brings crypto platforms into the AFSL regime to improve consumer protection—an important shift given SMSFs’ strong involvement in digital assets.
Listen as they discuss
- Div 296 uncertainty and end-of-year legislative timing
- Strategy concerns for high-balance SMSF members
- Financial abuse risk within SMSFs
- Role of advisers and practical vigilance
